We are looking for a Credit Analyst to join our Credit Analytics team, in order to optimise the risk-return trade-offs we make each time we approve a new transaction.

Who are we? ‍

We’re an international and diverse team of experienced finance, tech, and data science specialists, based in London and Paris whose goal is to modernise online B2B payments.

Our B2B Buy Now, Pay Later solution enables merchants to offer credit terms to their business customers instantly. Merchants integrated with us see a 40% average increase in revenue... and we’re only just getting started.

We already have a list of stellar clients and are scaling rapidly across Western Europe. We’ve also recently raised $40 million in Series B investment which will help us with our mission of enabling 1 million businesses to access a better way to pay by 2025. We’ve made good progress so far with 32,000 businesses already regularly using Hokodo, but we need your help to take us to the next level!

How will you make a difference?

As a Credit Analyst, you will be part of the Credit team working alongside the Data Science, with Fraud and Customer Success teams to optimise the risk-return trade-offs we make each time we approve a new transaction. There are multiple components to this role:

• Conduct A to Z credit analysis of a counterpart

• Manage the portfolio of credit reviews

• Contribute to the understanding and the monitoring of the cases under collection

• Quickly assume a risk signing authority

• Contribute to any task in order to improve the performance of the portfolio

• Support in building an efficient credit review process, e.g. improving the efficiency of our process, building new tools

• Encourage the challenge of current credit models

Who are you?‍

We are seeking a sharp, energetic and passionate individual. This role is a unique opportunity to learn the nuts and bolts of financial services and build a well-rounded skill set alongside a team of experienced business leaders.

• Experience operating in European markets in a credit insurance company or a bank or in the credit management department of a large corporate company

• Have had prior credit signing authority

• Excellent verbal and written communication skills

• Experience of financial statement analysis

• Understanding of the main legal frameworks across Europe

• Good command of tools such as Microsoft Office, Google Suite

• A fast learner, entrepreneurial and enthusiastic

• Comfortable in a fast-paced startup environment where change is constant

• Organised and methodical with the ability to multi-task and take initiative

• Must be able to work well under pressure and meet deadlines

• Good work ethic with strong attention to detail

• Curious, creative and on the lookout for new ideas and methods

Our Values

We love what we do and always aspire to be the best at it. We're passionate about making our industry better and aren't afraid of the competition, Hokodo is more than a place to work. We pride ourselves on our culture of down to earth, humble employees who are always willing to go the extra mile to help each other out!

Own the Outcome

Trust and Build Trust

Never Be Satisfied

No Passion, No Point

Be Genuine (No BS)

What’s in it for you…

We’re offering the chance to really make a difference. The opportunity for personal growth in a fast-moving startup is very real. Your opinion and feedback will be heard and valued. You'll feel a part of a very special family, so we would like you to work from our Paris office a couple of days a week.

We offer a competitive salary and benefits package.